Warranties
We understand that buying a used car can be an intimidating process for some. That is why all of our cars come with a 3-month warranty from Warrantywise or Momentum Warranties as standard, to reassure you that we are looking after you long after your drive off the forecourt.
Despite our commitment to extensive checks and the highest possible standards of preparation, sometimes things can go wrong with used cars.
Should the unforeseen happen, we want our customers to have the peace of mind that they will be well taken care of.
That is why we have partnered with the well-reputed Warranty Wise to provide you with an excellent warranty package.
We are also able to offer extended warranties on request, please get in touch for further information.
Finance
We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you behind the wheel of your dream car.
Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. As a Financial Conduct Authority (FCA) registered dealership, we have developed relationships with a wide range of lenders nationwide for your convenience.
Car Finance Explained
There are three main types of finance deals that you might want to consider:
Hire Purchase
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle or using any residual value on a deal with your next car.
Personal Leasing (Contract Hire)
Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the car outright at the end of the deal.
So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our friendly team to find out what your options are.
Why Finance Through a Dealership?
What is Hire Purchase?
What is Personal Contract Purchase?
Nathan John Car and Van Sales is registered in England and Wales under company number: 14323107.
Nathan John Car and Van Sales is authorised and regulated by the Financial Conduct Authority (FCA No - 983321).
We act as a credit broker, not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commissions at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or older. We are only able to offer finance products from these providers.
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